Quiz Question: Only OECD Country Without Deposit Insurance

Today’s quiz question: Only one OECD country does not have deposit insurance for individual accounts. The first person to name it in the comment section below gets the thrill of having me say "You were first".

And for double-bonus points and related huzzahs, name the country that was until recently the only other OECD member without deposit insurance.

[Update] We have a winner. Simon Hallett got it right that New Zealand is the only OECD country left without deposit insurance. I’m still waiting for someone to get the runner-up award: Which country was the second-last?